Many difficult financial situations occur unexpectedly. An expensive household appliance is suddenly defective, the car urgently needs to be repaired or a high bill flutters into the house. Consumers who are in this situation need financial help very quickly. A lightning credit that is paid out immediately is only available from very few financial service providers.
Online application must be completed immediately
Credit agencies have had a very bad reputation for years. With the promise of instant loans and money in difficult situations, some dubious financial service providers took advantage of the plight of loan seekers. The supposed borrowers were often put under massive pressure by the credit intermediaries during a home visit. Among other things, insurance or building society contracts should secure a loan and thus ensure a faster payment. In addition, consultancy fees and travel costs were usually charged. Ultimately, however, a loan was not obtained.
Today, the majority of loan brokers work seriously. The portfolio of financial service providers includes many different loans from banks in Germany and abroad. A lightning credit that is paid out immediately is not available from every credit agency. The easiest way to find financial service providers who offer this banking product is via the Internet. The Blitzkredit is offered, for example, by the Good lender loans credit agency in Speyer. This loan can be applied for online and is available the next day under favorable conditions.
Loans are granted at Good lender loans from 3,000 to 250,000 USD. Loan seekers can choose between a contract term of 12 to 360 months. Credit Bureau-free loans are available from Good lender loans from 3,500 to 7,500 USD. These loans can also be applied for as a lightning loan, which are payable immediately. In order for the loan to be paid out really quickly, the cooperation of the loan seeker is crucial. The online application must be completed immediately. The required documents and the signed loan application must be sent to the post office on the same day. After an inspection and approval, the lightning credit is paid out immediately.
No flash credit is usually available from the house bank
In financially difficult situations, loan seekers usually go to their house bank. The house bank usually keeps all the accounts of its customers and is responsible for the monthly money transactions. However, lightning credits are not part of the portfolio of these banks. After making an appointment, a counseling session takes place in the bank’s branch when a loan request is made. Here the bank customer can discuss exactly for what purpose the loan is needed. After obtaining the Credit Bureau information and calculating the creditworthiness, the loan officer can clarify whether and to what extent a loan can be approved. However, it can take several days from the application to the granting of credit.
If the bank customer is solvent, the house bank can help quickly in other ways. Depending on the amount of income, the bank’s clerk can extend the overdraft facility at short notice. After approval, the bank customer can immediately use the new credit facility and pay due bills or repairs. The overdraft facility is not a lightning credit that is paid out immediately, but can be seen as an alternative.
Direct banks do not offer a lightning credit that can be applied for online
Direct banks offer cheap loans on the Internet. Like direct insurance, these banks offer their financial services exclusively on the Internet. A visit to a branch or advice on a loan is therefore not possible. However, not every loan seeker is served by the direct banks. Whoever wants a loan from these banks must have a very high Credit Bureau scoring and a very good credit rating. Since the loan applicant’s loan documents are checked meticulously, a lightning credit that is paid out immediately is not possible.
Loan seekers should consider all options before taking out a lightning loan
The easiest way to find lightning credits is via the Internet and only available from a few financial service providers. Since the financial service providers are happy to have their quick help paid for, a lightning credit that should be paid out immediately is very expensive. House and direct banks do not offer lightning credit.
The house bank can often only help quickly by increasing the overdraft facility. The extension of the credit line also depends on the financial situation of the borrower. Loan seekers who are in financial need should keep calm and carefully examine every possibility for a loan.